Your Premier Lender in Pleasanton

In 2006, I became a mortgage broker because I was completely intimidated by the home loan process. In the past, when I was signing my home loan papers, I never COMPLETELY understood what I was getting “into”. I wanted an ally that I could trust. After I helped a few dozen people with their loans, I realized that I was not alone. MOST people were intimidated by home loans because they didn’t understand how they worked and they were afraid that they might get into a bad loan and/or be charged excessive fees. At that moment, I made it my mission to BE THE ALLY that I always wanted to find. I decided to educate people on the loan process from beginning to end and to make the whole process COMPLETELY transparent with FULL disclosure!!!

 

It is my goal to earn your trust by answering the phone when you call, getting right back to you with answers to your questions, and explaining each step of the process along the way until you feel comfortable with the entire process. I shop different lenders to get you the best rates, explain how different loans work, and make sure you feel confident in what you are signing. I want to create lasting relationships, so that you, your family and your friends will always look forward to seeing me for any mortgage needs for the rest of your lives!!!!

Low Rates. Zero Hassles.

The Pati Sheriff Team

Start your home loan process here!

The Pati Sheriff team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

 

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

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Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Combined/Hybrid ARMs

The advantage of these loans is that the interest rate is lower than for a 30-year fixed, but you still get the advantage of a fixed rate for a period of time.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

Yelp Review Stars

Gage H.

Pati has helped us with the purchase of a home and a refinance. She is extremely attentive and knows her stuff. I know nothing about the real estate, lending, mortgage rates, insurance, etc. Pati knows everything and explains it in clear terms. It was really nice work with someone who knows their stuff and not have to rely on my own research (google). After we bought our home Pati stayed in touch and let us know when it would be a good time to refinance, something I would never have thought of. 5 stars is not enough, Pati is a super star.

Yelp Review Stars

Kristy D.

It's pretty obvious by all the other reviews but I want to make sure everyone knows Pati ROCKS!! She helped us purchase the house of dreams but was a really messy foreclosure.....most would have run but Pati stuck in with us for the long and difficult process and never lost hope even when my partner and I were! She is super attentive, professional, knowledgeable and just simply amazing. We just refinanced with her and it was a breeze. Go with Pati if you need to buy or refinance- I promise you will not be disappointed!!!