About

My team is committed to providing you with the highest quality financial services combined with the lowest rates available. We work with our clients one on one to ensure that you get the financial solution that is tailored specifically to meet your financing needs. We have years of experience with every type of residential loan, including Conventional, FHA, VA, USDA, 203K FULL (and 203K Streamline), CalHFA, HomePath, and loans with many different Private Mortgage Insurance companies.

• WE LOVE educating first time home buyers to qualify to purchase a first home, which often includes reviewing (and rebuilding) credit.
• WE LOVE helping people who have had the discipline to save a 20% down payment and the people  that are fortunate enough to roll equity from the sale of one home into the purchase of another.
• WE LOVE working with Veterans who want to take advantage of their VA loan (which is the best loan out there right now).
• WE LOVE helping people PLAN their financial goals by refinancing their homes and investment properties to lower their payment or maximize their cash flows or to even take advantage of a 1031 exchange and grow their portfolio.
• WE LOVE helping people buy “fixers uppers” with 203K rehab loans (which are spectacular loans to get you into a home that most lenders turn away from). And of course
• WE LOVE helping people who have limited down payments into the loans that make the most sense for them, whether it is FHA, CalHFA, USDA, a local down payment assistance program or a conventional loan in combination with private mortgage insurance.

We are so grateful and happy to see the smile on the face of our clients right when they get the keys in their hands and realize THE HOME IS THEIRS!!!! Our ultimate goal is to create lasting relationships, based on trust and mutual respect, with all of our clients so that we may continue providing excellent service for years to come.